Does Insurance Cover Unattended Death Clean-up?

Introduction

Discovering an unattended death on one’s property or, in a much sadder context, that a loved one has passed on in isolation and their death would have gone unmarked if someone hadn’t found the body is always a harrowing experience. However, that discovery is just the beginning of a long-wound process of cleaning up and preventing contagion and contamination within and around the affected area.

Note at this point that while the police will do an investigation and cordon off the area in which the body was discovered, post-investigative clean-up and disinfection are the sole responsibility of the home or property owner. In which case, you’ll need to check if their insurance policies cover the cost of unattended death clean up.

The Answer is Yes…and No

There are no clear-cut answers because different insurance companies have different ways of looking at and dealing with such incidents.

The best thing to do at this point is to get in touch with your insurance adjuster. This is an entirely different entity from the insurance agent who sold the policy to you; the adjuster will advise you on what your policy covers. For the most part, this could be any of the following:

  • The policy can cover the cost of clean-up in the event of murder or suicide;
  • The policy can only cover the cost of clean-up if the death was due to an accident;
  • The policy does not cover the cost of clean-up regardless of the circumstances of death.

Also, even if your insurance policy does cover the cost of clean-up, choosing a professional company, call Perth Unattended clean-up Kleen Slate Services.

In These Difficult Times, Call the Professionals

We at Kleen Slate Services are here to help in cases like these, offering our professional and accredited services Perth Unattended Death. Call us at 042 784 593 or email us at info@kleenslate.com.au.

Lewis Harriman

Lewis Harriman is an award winning entrepreneur. His business, Kleen Slate Services was named Business of the Year at the 2019 RKCC Mineral Resources Regional Business Awards. Certified by the Institute of Inspection Cleaning and Restoration, he provides Methamphetamine property testing and decontamination cleaning, all property restoration services, trauma and crime scene forensic clean-up, as well as range of cleaning services to domestic, commercial and industrial properties. He is a strong advocate for supporting local business, being members of BNI, Rockingham Kwinana Chamber of Commerce and Rockingham Business Sundowners.